Saturday, July 4, 2015

Personal Finance Course Starts July 21. 100% Online, 100% Useful

Ramp Up Your Personal Financial Literacy This Summer
For over 30 years, one of my passions has been personal financial planning.  When I first came out of graduate school – way back in the early 1980s, I was fortunate to land a job as a planner at E.F. Hutton and Company, a Wall Street based investment banking and brokerage firm known for its advertising tagline: “When E.F. Hutton speaks, everybody listens.”  Hutton was also making a name for itself in the field of Personal Financial Planning and I worked in their Providence office providing fee-based planning services to high net worth clients.  That’s where I first learned that one of the secrets of accumulating wealth is an integrated approach.  All areas of personal finance need attention to maximize and preserve wealth including budgeting, borrowing, risk management and insurance, income and estate taxes, investments, and retirement assets.  Although I found investing the most exciting part of the puzzle, I learned that you can’t focus on just that to grow your net worth.  Before you invest in stocks, bonds, real estate, etc. you must have certain foundational things in good order.
In FIN320 Personal Finance, our online course that serves as an introduction to personal financial planning, I take students through the personal financial planning process including how to:

  • Set financial goals
  • Manage a career
  • Manage a budget
  • Use math to calculate present and future values, annuities, and loan payments
  • Mitigate risks
  • Manage credit
  • Buy a home
  • Start investing program
  • Plan for retirements
Although I teach other courses in our accounting and finance curriculum at the Charlton College of Business (UMASS Dartmouth) and enjoy them all, I believe this is the most useful of them all… and one of the most popular that I have taught over my 30 years as a professor.  As a CPA and a practicing professional financial planner, I have seen the mistakes people make with their finances and many people have told me that they wish they had ramped up their financial literacy with a course like this one while still in college.

Stepping Stone
This course also is appealing to people who are interested in entering the financial services filed. Certainly this course could be a first step toward making personal financial planning a profession via jobs such as planer, advisors, stock broker, investment and insurance sales or perhaps achieving certifications and designations in the field such as the CPA, ChFC, CFP, CLU, CFA, and RIA.  If you work at a bank or credit union and want to learn more about financial products or just want to make sure that you do all the right things running a household. This course will not position you to become certified as a financial planner overnight but it could be a stepping stone, as it was for me, into the financial planning world. I took a similar course at Providence College when I was an undergraduate student and it sparked my interest in a field that has exploded and is expected to continue to grow. According to CFP board: “Americans are struggling to pull their finances together and plan for the future. The financial planning profession is growing to address that need, with the career path expected to grow 41% by 2016, according to Money Magazine and Payscale.com.”
Details on the Course
The course will run from Jul 21, 2015-to Aug 19, 2015 and is 100% online.  I utilize our basic Blackboard system which is easy and straightforward to use and a robust learning system called McGraw-Hill’s Connect – which is paired with a very readable personal finance textbook.  Students will work on a case solution that will require they examine various areas of personal financial planning concern for a family.
There are no prerequistes for the course and therefore everyone –business and nonbusiness majors and nondegree seeking students are welcome.  This is a course that might satisfy an elective (3 credits) or it may simply be a valuable self-improvement exercise for anyone who wants to ramp up their financial literacy and open up some options and strategies for financial security. I receive very positive feedback from this course.

More About the Professor
If you would like to read more about my professional background, my biographical sketch can be found via this link: http://www.umassd.edu/charlton/faculty/alphabeticallisting/griffinmichael/ I try to bring my perspective to this course as someone who has not only been a full-time professor at UMASS for 30 years but has continued to consult and advise in the personal financial planning field.

 I can also be reached via email at: mgriffin@umassd.edu
How to Enroll
To enroll in the course, visit UMD’s University Extension site, where registration is ongoing.  You can also read the course description and download a copy of the syllabus.  The link to register is http://www.umassd.edu/extension/

Professor Michael P. Griffin, CPA, ChFC, CMA, CFM
Accounting and Finance Department,
Charlton College of Business, UMASS Dartmouth

Thursday, July 2, 2015

Is Your Summer Internship All That You Thought It Would Be? Seminar

Is Your Summer Internship All That You Thought It Would Be?

Free Online Seminar
         

Your internship is underway and summer is cruising by. It's time to take an honest and hard look at your intern experience to determine if it is turning out as you hoped, or if you need to make some adjustments to achieve your goals.  
 

Wednesday, July 1, 2015

Marketing internship with Sylvia Group

The Sylvia Group is still seeking a marketing intern for this summer. The internship is $12/hour and about 10-15 hours per week. The hours are flexible if the student already has another part-time or full-time job. Here is the Careerlink posting: https://www.myinterfase.com/umassd/job_view.aspx?token=t87ttAyY6qF8RlkdGe09+A%3d%3d  UMD Students can directly email their resumes and cover letters to Vin Sylvia at vsylvia@sylviagroup.com.

Monday, June 29, 2015

Accounting Internship at gold Medal Bakery


Gold Medal Bakery, a family owned commercial bakery located in Fall River, MA is seeking a motivated junior or senior college student majoring in accounting to work in our corporate office as an intern. Candidate must have good analytical skills and be proficient in Excel.  You must have a good GPA and be a serious and very reliable student. Position responsibilities include processing accounts payable, cash receipts, reconciliation work, and journal entries. Other accounting duties are on an as need basis. This is a paid internship and could involve as much as 25-28 hours per week.  E-mail resumes to cmarquez@gold medal bakery.com.
 
Comment by Professor Griffin: This is a good opportunity to learn what a staff account does in a very busy and successful local business.
 

Thursday, June 25, 2015

2015 MSCPA Accounting Career Fair/Graduate School Expo

Career Fair Prep
Career Prep-Session
Accounting majors should check this out.  The Massachusetts Society of CPAs is having a very interesting event in Boston on Sept. 16th and if you are a student member of the MSCPA (cost $25 to join) and want to get reading for their big Job Fair on Sept 25th, then you should consider attending this prep session.  The link below is where you can register.  But first I suggest getting a membership if you haven't already. The online form to join the MSCPA is here: https://www.mscpaonline.org/about/join/student

Here is the link for the 9/16 career prep session
https://www.mscpaonline.org/news_and_resources/events_calendar/mscpa_event/CF-PREP+16/view

MSCPA Student Members*
When:

Wednesday, September 16, 2015
4:00-6:00 p.m., followed by networking and refreshments

Where:
MSCPA Conference Rooms, 9th Floor
105 Chauncy Street, Boston

Meet with HR reps and accounting professionals for a pre-career fair workshop to fine-tune your resume and polish your interviewing skills. Registration begins at 3:45 p.m. and a chance to network will follow at 6:00 p.m.


*Preference will be given to student members who are registered for the MSCPA Career Fair and who have not attended a prior prep session.
 

 "The mock interviews with the suggestions afterwards gave me great feedback to prepare for the career fair. I learned a lot!” - Alexis Deutsch, UMass Amherst
 
Registration is open for the 2015 MSCPA Accounting Career Fair/Graduate School Expo (9/25) & Career Fair Prep (9/16). Download this PDF to share with your accounting students & post on event calendars.

MSCPA Career Fair/Graduate School Expo

 
Who*:Students seeking:
- Internships/entry-level accounting positions at local, regional and international firms.
- Graduate programs that satisfy the 150-hour requirement.
Professionals-in-transition
*Registrants must be U.S. citizens or permanent residents to attend.
When:
Friday, September 25, 2015
1:00 - 3:30 p.m. MSCPA student members**
2:00 - 3:30 p.m. Non-members

Where:
Sheraton Hotel (Copley Place)
Constitution Ballroom, 2nd Floor
39 Dalton Street, Boston
No fee to attend!

Register via the link below:
https://www.mscpaonline.org/news_and_resources/events_calendar/mscpa_event/CF-1++++16/view
 

Friday, June 19, 2015

Summer courses

Time is running out but if you have a summer internship lined up and want to earn 3 credits for a business elective, you can still get it approved and I can get you into the summer internship course - which starts on June 22nd (Monday).  There is a good chance I can even get you into the course a week or so into it as long as you get in touch with me soon with details of your internship proposal.  I would need to grant approval which you can use as entry into the course through our UMD enrollment center.  The course does carry the normal tuition and fees of a summer course.

FIN320 Personal Finance - will be offered in the 2nd summer session which starts Jul 21, 2015 and runs to Aug 19, 2015.  This course is 100% online via our myCourses (Blackboard and McGraw-Hill Connect systems.)  There are seats that remain.  No prerequisites and a very very useful course.  Anyone interested in a career in personal financial planning or perhaps an internship in that field will find this to be a very appropriate course.  Nonbusiness and business majors are welcome to enroll.  If you would like to see a sample syllabus, feel free to email me at mgriffin@Umassd.edu/  I have taught this course for many years in the traditional face-to-face classroom but now offer it via online.  I have years of experience as a personal financial planner and am a CPA and ChFC - both well aligned to this field. 


Thursday, June 11, 2015

Finance Internship or Accounting internship - Paid $15 per hour x 40 hours

Professor Griffin's Comments:
This looks like a really good opportunity for either a finance or accounting major. It is listed as a finance internship in Careerlink but it is also a solid accounting internship.  It looks like this one starts this summer and was just posted so if you are interested, apply right away.  They want you to be able to work 40 hours and I assume that is this summer but you may want to inquire about the hours for the Fall.  At $15 an hour that's a summer gross weekly pay of $600!  Not bad!  We have had other interns at PartyLite in Plymouth and have positive feedback.

PartyLite in Plymouth, MA is looking for a paid Finance intern! Log onto CareerLink to apply to the position.

To get to CareerLink, Log into your UMassD Portal >Select "Careers & Jobs" from the Quicklaunch> Select "CareerLink"

More details on the position here: https://www.myinterfase.com/umassd/job_view.aspx?token=kH0rFlhvkzxqA7+ucSBheQ%3d%3d